$435,000 - 1305 E Lloyd St, Pensacola

Love, Care, Pride. Furnished! The owner bought this home when East Hill was nothing like it is today and has spent more than 20 years preserving its history while thoughtfully adding their own chapter. Original finishes have been cared for alongside meaningful updates, blending the charm of 1923 with a lifestyle fit for today. Beyond being a personal retreat, the home has welcomed hundreds of guests in the detached cottage, each experiencing the unique character and hospitality it offers. With its Key West feel, this property has shared not just space, but a sense of place and community. Located in the heart of East Hill, this property offers walkable access to Bayview Park, downtown dining and festivals, and a quick drive to Pensacola Beach. What sets it apart is the detached cottage, which the owner has rented for over 7 years while living in the main home. The cottage has generated approximately $203,000 in gross income since its creation, averaging $28,700 annually over the past 3 years. With its studio layout, full bath, outdoor shower, soaking tub, and outdoor kitchen. it’s both a retreat and a proven income stream. The main house, originally built in 1923 and carrying an effective year of 1965, glows with natural light, anchored by a handcrafted Peter King Fireplace that that is fully functional operating off Gas. Major updates include a newer metal roof, gas tankless water heater, 2024 gas A/C system, and a whole-house generator for comfort and peace of mind. The kitchen(with all new appliances) and dining space flow seamlessly to the outdoors. Bedrooms offer flexibility for family, guests, or a home office. Outdoor living completes the package: a full kitchen for summer cookouts, a Zen-inspired garden for quiet moments, and a hot tub for winding down under the stars. Fenced, pet-friendly, and low-maintenance, it’s as practical as it is inviting. This is East Hill at its best: charm, community, and a home that pays you back.