$640,000 - 109 Calle De Santiago Ct, Pensacola

If you thought being right in the heart of downtown didn’t allow you to be tucked into a quiet & private community, you’d be mistaken! This charming 2-bedroom, 2.5-bath offers the perfect blend of character, comfort, and unbeatable location. The home feels like a hidden retreat while still being right next to the action—an ideal pied-à-terre or full-time residence. Inside, you’ll find an inviting space filled with natural light thanks to three skylights & extra added windows. There is laminate flooring throughout (no carpet!), crown molding, chair rail detailing in the dining room, and custom lighting. The living room features a cozy wood-burning fireplace and custom built-in bookcases. The kitchen features granite countertops, a pantry, and laundry just off the kitchen, with the washer and dryer conveying. Upstairs there are two generously sized ensuites with oversized closets, walk-in showers, and vessel sinks. Plantation shutters, recessed lighting, and thoughtful touches like kitty doors add personality and practicality. A wrought iron balcony and interior staircase add additional architectural charm. Step outside to a covered patio and bricked courtyard with an arbor and pergola that create a distinctly New Orleans–inspired outdoor living space, perfect for relaxing & entertaining. The home is well cared for with a 2020 metal roof and reinforced balcony, 2018 HVAC system (serviced in 2025), & a 2023 Reme Halo air purification system. It is all electric and impressively energy efficient, with power bills averaging around $160/mo. Constructed with hardcoat stucco, wood, and brick, the property has never experienced water intrusion—even through major storms like Ivan and Sally. Two outdoor sheds convey. Enjoy Palafox Reimagine Project - The New Palafox - which is due to be complete in May 2026. This home has been lovingly cared for by current owners of almost 25 years, and you’d be hard-pressed to find a better spot downtown.